A community of entrepreneurs creating cool payment products for Africa’s mobile generation

We are on a journey to digitise payments for Africa’s largest economies. 

Our day job is to deliver reliable pathways and our night job is to constantly improve the services offered.

It took $3000, a serviette and a dream

What are the odds that two young Africans could start a company over a cup of coffee and be successful?  In 2001 two young African men from opposite ends of the continent sat across each other at a dinner table that led to a discussion over a cup of coffee. So intense was the conversation that problem solving models were created on a serviette that would fuel the establishment and growth of an multinational African firm forever changing the payments landscape. Meet two simple, passionate and determined African entrepreneurs building a billion dollar business that’s changing the global payment landscape one problem at a time.

ABOUT BOLAJI                  ABOUT KEN

Our Leadership


David Waithaka

Group Chief Strategy Officer (CSO)

David is a seasoned strategist and finance practitioner joining Cellulant from Syngenta E.A. He has been an integral part of managing the Cellulant’s expansion into various markets across Africa. He joined Cellulant Corporation in 2007 in Business Support Services then launched and led the Cellulant Zambia operations, building it to become the 3rd largest market within Cellulant’s multinational payment conglomerate. As Group Chief Strategy Officer, he is responsible for defining the commercial structure with customers while managing and executing new opportunities with existing & new customers.

Julius Kamau

Group Business Operations Manager

Julius  is a seasoned practitioner in business development and scaling consumer products in emerging markets.  He has previously served as Head of Commercial - DTH (Pay Tv) for Africa at Wananchi Group. His role at Cellulant is to scale the growth of consumer products and manage operational excellence across Africa.

Milkah Wachiuri

Group Chief Finance Officer (CFO)

Milkah has vast experience gained at Deloitte. She joined Cellulant following the formation of the Group’s Shared Services Office to set up the group financial reporting structure, rose to Group Finance Manager then Group Chief Finance Officer. She has helped establish the group finance function and served as finance lead with the group management team in key business initiatives including the round two investor fundraising for the growth of group operations. Her role is to mature the group finance function, oversee long-term budgetary planning and ensure all programs are properly funded in alignment with Cellulant strategy.

Mohamed Faizal Hafiz

Group Chief Technology Officer (CTO)

Faizal is a seasoned technology practitioner with a strong background in software engineering alongside world-class expertise in high throughput transaction systems and new-age enterprise computing technologies. He joined Cellulant Group shortly after the Kenyan subsidiary opened and oversaw both software development and implementation until 2017. He had served as the chief technology officer and today leads our full circle technology loop from product ideation, till service management, and everything in between, ensuring speed of execution, and the best quality products. Faizal is a Computer Science graduate from the University of Natal, South Africa.

Mumo Musembi

Group Business Development Manager

Mumo is Sales & Marketing veteran with over 15 years’ experience in business development. He was Head of Marketing for EMC Canada then East Africa Sales Manager with DellEMC. He joined Cellulant in 2016 responsible for accelerating the growth of the four payment ecosystems through symbiotic partnerships with national and regional players.


Adesuwa Nosa-Ehima

Chief of Network Cellulant Nigeria

Adesuwa Nosa-Ehima has over 7 years working experience in strategy, project management, agency banking, network
operations and financial inclusion. She drives the agenda to grow the Tingg agency banking to 10,000 service points across 6 geo political zones in Nigeria. The Tingg agency banking network also known as the Tingg Neighborhood Services network is the first structured and organized payment service point in Nigeria. As the Chief of Network, She is responsible for overseeing the firm’s last mile initiatives in democratizing the access to financial services to people in remote areas. She also co-heads the Commerce work stream. Adesuwa was part of the team that implemented and delivered the Growth Enhancement Support Scheme (GES) with the inclusion of over 14m farmers into the payment ecosystem and designed the service delivery framework for other agric based initiatives.
Her vast experience has contributed to the design and
development of the Agrikore blockchain technology.

Albert Ngumba

Country Manager, Cellulant Ghana

Albert ventured into Computer technology, became a Microsoft Certified Engineer, IT Technical consultant and Operations Manager at Cellucom Kenya and a Distinguished Member of Nokia Care Technical Staff. At Cellulant Kenya, his contributions in mobile innovation made him part of rolling out the first ever agency banking model in Kenya for Kenya Commercial Bank and the first and only Nigerian fertilizer Scheme; Growth Enhancement Scheme. His design concepts contributed immensely to transforming how subsidized inputs from Nigerian Government reach farmers and transformed the lives of 7.1 Million farmers within the first year and has grown Cellulant Ghana 10-fold.

Angela Centra

Country Manager, Cellulant Zimbabwe

Angela is a seasoned sales, market and team development executive with experience in delivery of mobile projects ranging from Mobile VAS, Mobile banking and Payments, product solutioning, project management and commercial delivery. As Country Manager Cellulant Zimbabwe since 2013, she has had notable success building a profitable business unit from inception. She has doubled revenues year on year through the acquisition of strategic assets, partners, merchants and excellent customer service developing, retaining a highly skilled workforce and overseeing new product innovation for banks and end-users to address the liquidity challenges in the market during a severe economic crisis.   

Chukwuma Onyechere

Chief Finance Officer (CFO), Cellulant Nigeria

Chukwuma brings on over 15 years’ public and private sector experience spanning audits, financial accounting, securities investment and taxation. He joined Cellulant Nigeria in 2012 to set up and run a functional finance function, and ensure records and reports are made to support business objectives. In 2015 he held fort briefly as Chief Operating Officer as the business transitioned to core payments and supported and continues to support business development efforts.

Faith Pella

Chief Operations Officer, Cellulant Nigeria

Faith has a strong background in Finance and Accountancy, International Business Development and Management of Digital Financial Services. From a Product Manager Tanzania, to business development Country Manager for 3 years she is a consistent and prompt ambassador to the growth of several mobile and digital money solutions that contributed to the financial inclusion projects in Tanzania. As Chief Operations officer, Cellulant Nigeria, she has provided expertise and experience to optimise the internal operations through day to day operations, creating strategic operating initiatives, process optimization and leadership for seamless implementation of the overall business strategy.

Felix Nthigah

General Manager, Kenya

Felix is a Mobile Commerce specialist with an intense interest in mobile payments and fintech in Africa with over 8 years experience in the IT space. Felix has been part of the team that launched the 1st digital financial services platform in Uganda that sought to increase financial inclusion for the rural poor with more than 200,000 people using the platform transacting over UGX 13 Billion per month. Felix is currently leading the growth path for Cellulant into new territories in Africa. Felix holds a BA Communications and Economics from The University of Nairobi.




Gad Omondi

Country Manager, Cellulant Mozambique

Gad, a seasonal business development expert has served at Kopo Kopo Inc. as Business Manager Africa across its six African markets. He worked with Equity Bank to launch the first Agency banking model and as a consultant accountant. Gad’s knowledge of technology in business spans 7 years across multiple disciplines and markets. He represents the alignment of technology, sales, business development and management and translates tech issues into everyday business language.

Gilbert H. Lungu

Country Manager, Cellulant Zambia

Gilbert is a seasoned sales professional with 10 years senior sales management experience. He has worked in computer software and hardware sales as well as corporate internet solutions sales. He was National Enterprise sales manager at MTN Zambia and most recently Head of enterprise sales at Airtel Zambia before joining Cellulant in 2017 to lead the Zambia team.

Hilda Gathuya

Country Manager, Cellulant Botswana

Hilda’s background is in Finance and she has extensive experience in business development, strategy development and execution. Hilda has been with Cellulant for the last ten years serving in different roles from Finance, Revenue Assurance and Head of Business Intelligence before relocating to Botswana in 2013. She currently oversees operations in Botswana and has been instrumental in setting up operations in Botswana (2013) and Mozambique (2015).   

Jennifer Onyebuagu

Payment ecosystem Liquidity Manager

Jennifer Onyebuagu is the Payment ecosystem Liquidity Manager at Cellulant Nigeria sitting on a customer portfolio of over $50m.

A graduate of Computer science and Mathematics and a Masters degree from Herriot Watt, She has 9years experience in business development, management and execution of high-level Pan African transactions.

As the Payment ecosystem liquidity manager, her core function is fundamentally to drive liquidity within
the ecosystem that powers commercial activities in all the companies work streams. And now, with the launch of the first block chain for Africa- which she was part of the critical team that led the design,
conceptualization and implementation, her role has been enhanced to ensure that key financial partners are plugged in.

She has worked with Cellulant Nigeria for 4 years and has previously worked as a business developer and project manager.

Ogechi Law-Onyemah

Chief of Product & Marketing, Cellulant Nigeria

Ogechi is vastly experienced in the payments industry and is uniquely so with the FinTech industry across the West African territories. She has been a frontline e-payments evangelist from the banking sector to the purely Fintech companies including the Cellulant and is a notable contributor to the growth of the industry. She joined Cellulant with a rich and diverse network of major industry players in Africa to oversee product launches, growth and new service offerings that will be rolled-out in the next few months as she leads the strategy, marketing, and growth of all products in Cellulant WA.  

Olubunmi Odewole

Head of People Culture and Perfomance, Cellulant Nigeria


Oluwasanmi Akinmusire

Chief Commercial Officer, Cellulant Nigeria

Oluwasanmi is a seasoned sales and business relationship manager with strong experience in sales, marketing and business development. His experience spans Telecommunications (FMCG) /Payment (Mobile Money) and the OEM (Devices) industry having has worked with industry giants like MTN and Samsung among others. He joined Cellulant to oversee business and commercial operations, responsible for the revenue growth and sustainability within the Nigerian business. 

Peter Mlay

Country Manager, Cellulant Tanzania

Peter has worked in finance and accounting since 2007 and is passionate about using numbers and financial reporting excellence to propel business growth.

As Country Manager for Tanzania, he is focused on driving growth  to achieve Cellulants Mission. It’s a game of numbers, gaining market share, exploring transformational opportunities in Fintech and delivering the very best to our consumers.

Princess M. Shamirah Kimbugwe

Country Manager, Cellulant Uganda

Shamirah is a financial technology strategist, experienced in digital finance, including working as Head of Mobile Banking and E–Payments with True African (U) and Kenya.  She spearheaded the development and launch of a “mobile virtual wallet” used by over 100,000 unbanked or non telephony, to access formal financial services. At True African, she oversaw the development and deployment of "PayLeo" adopted by Barclays Bank as the payments platform outside traditional banking. As Head of Operations in M-Cash Uganda, she directed the activities of Agency Banking to DFCU Bank and Stanbic Bank, two of the top three banks in Uganda.